Top-of-Wallet Credit Cards: What They Reveal About Consumer Spending and Why Businesses Should Care

by Ali Farrar | May 20, 2025 | General Merchant Processing, Industry Trends, Marketing

One clear trend is rising to the top of payments: consumers favor a single credit card over all others, and that “top-of-wallet” card dominates their spending. Understanding this behavior is essential for businesses looking to attract and retain customers. What Is a...

Local Payments Trends: What Businesses Need to Know

by Ali Farrar | Mar 18, 2025 | General Merchant Processing, Industry Trends, Marketing

In recent years, local payment methods (LPMs) have experienced substantial growth, becoming critical in the global e-commerce landscape.  What Are Local Payment Methods? Local payment methods (LPMs) are payment options tailored to consumers’ preferences and...

The FTC Click to Cancel Rule: What ISVs, VARs, and Merchants Need to Know

by Ali Farrar | Jan 29, 2025 | General Merchant Processing, Industry Trends, Marketing

The Federal Trade Commission (FTC) recently proposed the Click to Cancel rule, a regulation aimed at simplifying the subscription cancellation process for consumers. For businesses that rely on subscription models, this rule brings new requirements designed to ensure...

Understanding TIN Validation: What It Is, Why It Matters, and How ISVs and VARs Can Support Merchants

by Ali Farrar | Jan 16, 2025 | General Merchant Processing, Industry Trends, Marketing

Taxpayer Identification Number (TIN) validation plays a critical role in ensuring compliance and avoiding unnecessary complications for businesses in payment processing and merchant services. For Independent Software Vendors (ISVs) and Value-Added Resellers (VARs),...

How to Handle Late Payments: Strategies for Effective Invoicing and Follow-Up

by Ali Farrar | Dec 18, 2024 | General Merchant Processing, Industry Trends, Marketing

Late payments are a challenge nearly every business faces, regardless of size or industry. They disrupt cash flow, strain client relationships, and create unnecessary stress. The good news? With the right strategies in place, you can minimize late payments and keep...