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Make a BOLD New Year’s Resolution: Build a Cleaner Payments Close

Make a BOLD New Year’s Resolution: Build a Cleaner Payments Close

by Ali Farrar | Jan 13, 2026 | General Merchant Processing, Industry Trends, Marketing

January is when payment volume calms down, and deposit questions get loud. You will hear the same three lines on repeat: “Why doesn’t the deposit match?” “Where did that refund land?” “What is that adjustment?” A cleaner close fixes that with one standard. What...
Holiday Scams & Holiday Fraud: Protect Your Merchants

Holiday Scams & Holiday Fraud: Protect Your Merchants

by Ali Farrar | Dec 4, 2025 | General Merchant Processing, Industry Trends, Marketing

The holidays are peak revenue season and peak risk. Online and in‑app spending jump, fraudsters ramp up, and the fallout shows up as disputes in January and February. If you’re not ready, a strong December can quietly turn into a painful Q1. Holiday Spending: More...
AWS Outage: What it exposed about payments and how partners can stay ready

AWS Outage: What it exposed about payments and how partners can stay ready

by Ali Farrar | Oct 23, 2025 | General Merchant Processing, Industry Trends, Marketing

On Monday, October 20th, the world saw how much the modern economy runs on cloud plumbing. An AWS Outage rippled across apps and services that people use to move money and run daily operations. Coinbase, Robinhood, and other crypto services reported disruptions. Venmo...
How to Make the Most of Industry Trade Shows

How to Make the Most of Industry Trade Shows

by Ali Farrar | Aug 18, 2025 | General Merchant Processing, Industry Trends, Marketing

Lessons from the BOLD + Tonic team at RetailNOW 2025 Industry trade shows aren’t just about grabbing the latest swag or collecting badge scans. When approached strategically, they’re a powerful way to reconnect with partners, gather real feedback, and make lasting...
Top-of-Wallet Credit Cards: What They Reveal About Consumer Spending and Why Businesses Should Care

Top-of-Wallet Credit Cards: What They Reveal About Consumer Spending and Why Businesses Should Care

by Ali Farrar | May 20, 2025 | General Merchant Processing, Industry Trends, Marketing

One clear trend is rising to the top of payments: consumers favor a single credit card over all others, and that “top-of-wallet” card dominates their spending. Understanding this behavior is essential for businesses looking to attract and retain customers. What Is a...
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