
Navigating Visa’s New Surcharge Rules: Understanding the Impact on ISVs and VARs
Surcharging is the practice of adding a fixed fee to a credit card transaction to cover the cost of processing the payment. Merchants may find surcharging appealing because it allows them to recoup some of the processing fees charged by credit card companies, which...

The Power of Residual Income in the Payments Industry
The Power of Residual Income in the Payments Industry: Maximizing Your Earning Potential As a business owner, it's essential to have a reliable source of immediate income and a long-term plan for generating new residual income. In the payments industry, residual...

Navigating Card Brand Changes: The Impact of Downgrading
As an Independent Software Vendor (ISV) or Value Added Reseller (VAR) relying on residual income from credit card processing, it’s critical to stay informed of changes made by card brands to their interchange rates and fees. These changes can have a direct impact on...

Going Cashless in a Post-Covid Era
Going cashless in a post-covid era. What does it mean for the future?

Analyzing Merchant Statements: Let Technology Do the Hard Part
Analyzing merchant processing statements can be a simple process with the right tools. Those who stay ahead of the curve are taking advantage of software that powers the payment processing industry. We recognize that statement analysis is essential, and we want our...

Sealing the Deal: Setting Merchant Expectations to Keep Up with Industry Trends
The Payment Industry has new advancements in technology that frequently alter merchant expectations. As they continue to experience increased products and services to help grow their business, the market grows even more competitive. What are you doing that's part of...

Pass-through vs. Flat Rate Pricing: Presenting the Best Options to Your Merchants
"Why is my effective rate different this month versus last month?” This is one of the most common concerns we hear from new merchants after their first few months of processing. Explaining the fundamentals of interchange to a merchant is no easy feat. When selling...

Three Tips to Grow Your Payments Portfolio
Advantages of a BOLD portfolio Building a portfolio with BOLD is a unique experience that many may struggle to find elsewhere. Whether you are building off of an existing book of business or starting from scratch, BOLD has the resources to assist with your company’s...